For many people, health care costs have become unmanageable. Premiums, deductibles and copays keep rising while the choice of insurance companies and doctors are decreasing because of the number of insurance companies that have dropped out of ObamaCare. There is an alternative to this nightmare -- Christian Health Sharing Ministries.
One of these ministries is Samaritan Ministries. I have belonged to Samaritan since January 2014 and it has been a financial and spiritual blessing in my life. That fact was made crystal clear when I developed shingles this spring. The medical costs included a trip to the emergency room, numerous doctor appointments, laser/ozone/hyberbaric oxygen treatments, medications and nutritional supplements.
So, how much did all that cost me? Zippo, nada, nothing. Yes, you read that right. My out-of-pocket expenses were $0. How could this be? According to Samaritan's by-laws, a person is responsible for the first $300 per incident or illness. However, if the hospital or doctors offer discounts for the "uninsured", these discounts come out of that initial $300 first. My discounts totaled over $300, so all my expenses were covered 100%.
As an added bonus, I was not limited to specific doctors. Shares are sent directly to the member in nee ...
